Leased Vehicle Insurance Question
November 19th, 2008
Reader’s Question:
My father and I just leased a vehicle. The problem is that I have a revoked drivers license and the dealership wants to exclude me and the auto insurance company will not exclude me. Can you tell me what to do?
Brian
Dallas TX
Most car insurance providers will not exclude you if the policy is under your name – meaning you are the named insured. The auto insurance policy will probably need to be in your father’s name – if they exclude you to the auto insurance policy. However, you will not going be covered to operate the automobile if you will be excluded to the car insurance policy. I suggest that you get your drivers license restored as soon as possible. Even though the dealership would want you to be excluded, you will have to verify with the car company to be certain it is ok for you to be excluded.
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